Business Services Officer
- Richmond, VA
What you'll be doing
- Handle loan requests from $1,000,000 up to a total credit relationship of $10,000,000, demonstrate a general understanding of major technical aspects of lending, and has a clear understanding of the basics of credit and finance. Delegate work, set schedules, guide, advise, review, and train area or assigned personnel in the more complex phases of their work. Develop, approve, and service business loans for business and individual clients within limits of authority. Interview applicants to develop financial and credit information, to ascertain needs, abilities, earnings, and risk; request necessary information, such as financial and operating statements. Evaluate and extend credit and terms in accordance with policy and lending authority. Prepare and present/recommend to higher authority, individual, or committee any loans in excess of authority. Assume responsibility for proper documentation and review of accounts. Monitor loans to ensure complete conformity with terms and to ascertain any developing trends. Aggressively call on potential and existing clients to maintain productivity and profitability in lending and non-lending relationships; successfully execute the company decathlon sales process.
What your background should be
- Minimum five years of experience in related field. Excellent verbal and written communication skills. Excellent negotiation skills. Extensive knowledge of PC applications. Ability to travel, occasionally overnight.
Required Schooling / Training
- Bachelor's degree.
Who is the client company
- This is one of the largest financial services holding companies in the U.S.
- If you are interested in this position, send your resume to email@example.com